EM CONSULTORIA EM SEGUROS

Insurance in Brazil, explained in plain English.

We look after what holds your life together here: your car, your home, your company, your health and the people who depend on you. Twenty-eight types of cover, from the main insurers in the country, chosen by a consultant who picks what solves your case, not what pays us best.

NEW IN BRAZIL, OR ALREADY SETTLED

You should not need a translator to understand your own policy.

Buying insurance in a second language is where most people lose money. A word in the general conditions changes what the insurer pays, and nobody reads it until the day something happens.

We read it with you, in English, before you sign. Then we stay on the line when you need to use it.

WHAT WE COVER

Cover for each part of your life here

Not sure which one you need? That is exactly what a consultant is for.

You and your family

  • Life insurance
  • Private pension
  • Health and dental
  • Travel
  • Bike and mobile phone

Your property

  • Car
  • Home and contents
  • Condominium
  • Rental guarantee
  • Mortgage related cover

Your company

  • Business and property
  • General liability
  • Professional liability
  • Surety and cyber
  • Cargo and agribusiness

Your plans

  • Car consortium
  • Property consortium
  • Services consortium
  • Solar panels
  • Plano Beleza Real
HOW IT WORKS

Three steps, no paperwork marathon

1. We listen

  • Twenty minutes on a call or WhatsApp
  • What you already have, what is exposed
  • In English, at your pace

2. We compare

  • Quotes from the main insurers
  • Side by side, in writing
  • What each one pays, and what it does not

3. We stay

  • Renewals watched before they expire
  • Claims followed by a person, not a queue
  • The 24h number in your hand from day one

What you need

  • CPF and a Brazilian address
  • Documents of what will be insured
  • Payment in Brazilian reais
Elisabete Marinho talking about protecting the people who depend on you
ONE MINUTE

What you need is someone protecting you

Elisabete explains, on camera, what changes when someone looks at your whole life before talking about a policy. The video is in Portuguese, and we answer you in English.

  • 35 seconds, no technical jargon
  • It starts when you press play, no sound catching you by surprise
  • Prefer to read? Her story is on the Portuguese bio page
Elisabete Marinho with a client
WHO TAKES CARE OF YOU

A consultancy, not a call centre.

Elisabete Marinho has worked with insurance since 2010 and leads EM Consultoria em Seguros, in Morumbi, São Paulo. The difference between a salesperson and a consultancy shows on the day of the claim.

We work with the main insurers in the country, without depending on a single one, and we choose the one that solves your case. Registered broker, SUSEP 68371J.

LET US TALK

Shall we look at your cover together?

A twenty minute conversation to understand what you already have and what is uncovered. You leave it knowing exactly where you stand.